Author: meenas17

Signals of  caution,

Swirl of derision,

Gestures of destruction,

Manners of  scandalisation,

Acts of defamation,

Laws of castigation,

Mark the execution,

of the soul.

I am a resident of an  area for the past 30 years.

In early 1980’s , we did not have proper roads, as it was a developing zone. We were in midst of paddy fields, and had to take a roundabout road to reach our place. Needless to say, it was a terrible experience,with carts, and animals crossing ,autos and lorries racing  in the debris.

India is a land, where the old and the new go hand in hand. With the advent of scientific techniques, the primitive method of cultivation is prevalent.

You can see bullock carts plying up and down, along with world’s best model cars.

In the 1990’s .the main road was laid and we had direct access to important centres . The circular adventure came to an end. But the roads were dug ,in a few months , for laying down drinking water pipes. They were then hastily filled with gravel. So we had 75% tar road and 25%gravel topped one.

The next year , it was again disturbed . This time it was for drainage purpose. The road had a second attack. The work being over, an haphazard filling was done. Now 50% of tar had been eroded.

We had to work on these half beaten cross ways. For a year , there was no activity. Then ,suddenly, the corporation authorities sent a battalion to inspect the condition of the road. They drew a plan, the expenditure was approved by the council. We were delighted.At last ,we had a decent surface to move on.

Our shortlived joy, found a devestation, when there was .hectic movments , on one fine morning. I rushed to the spot and enquired ,the workers, what were they up to?

They said they were digging , once again  for constructing trenches for rain water drainage.

Lo! what a sight !, what a plight! what a right we have as a citizen of this city!

Barack Obama  is holidaying in a villa in a seaside resort.

Perhaps , he is relaxing, relaxing both his mind and body, after a strenuous campaign.

He deserves it.

But the expeniditure  involved , is holding us back, is making us lift our eyebrows, induces us to frown.

When  U.S economy is running out of breath, when there is gloom and despair world over, when there is job displacement, when there is wage loss, when there are Madoffs cropping out to gulp other people’s  hard earned funds, Obama can practise thrift and moderate his expense.

Obama , as a leader should set an example to the otherwise extravagant nation.

U.S has learnt to spend less, has understood the value of money , has developed a conscious limitation  in its purchasing capacity., only recently and by a hard way.,after the downturn.

Obama .should  nurture the nation and restore glory.

Each and every move of his is watched carefully by the people.

India is a place of varied interest,multi languages, different cultures,many religions, and maxi presentations.

This ancient country excels in population, enhances in piety, endears in hospitality, enlivens in simplicity and enfolds in serenity.

The beauty of the nation  lies in the exposition  of  heritage. Temples of North and South India are architectural marvels.The North Indian style is called Nagara , the South Indian  counterpart , Dravidian and the hybrid style or Vesara is seen in Deccan.

The Nagara style has a bee hived structure. The Dravidian structure has a pyramid shaped tower. The Vesara shrines exhibit a good deal of stylistic overlaps.

The communities have distinctive characteristics and no  two sect is alike.

The progress , the country has made since independence is amazing. Technology advance is upbeat, Scientific discoveries are exciting, industrial progress is extraordinary, education has made manifold improvements, commerce  enjoys prosperity , medicine  has won world acclaim  and poverty is ebbing out.

The country has still to overcome certain back logs,  in the area of   surface transport as  roads are full of potholes., sanitary awareness  which is nil, unmindful traffic , bureaucratic inertia,  political corruption, and bribery at all corners.

Spitting and Spatting on the road, shouting and scrambling publicly, idling and languishing in street corners, mocking and provoking in conventions , imitating and parodying in common places are still in vogue.

These unpleasant, miscreant  behaviour should be hooked off from society, and we need steps severe to beat the Indians into  the right track.

Such oddities dig our composure, penetrate our defence, and make us shrug from banality.

Still , I love India.

A tribunal has an authority to judge,adjudicate on or determine claims or disputes .

A judge  is an arbiter of justice. He should conduct the trial impartially and in open court.

The Debt Recovery Tribunal of India , is an antithesis of  the prescribed norms.

It conducts trial in an open court,  hears the arguments of the respondent and petitioner, ( Company and Bank).

As in judiciary, it takes years to settle a case,giving adjournments, and one fine day settles in favour of banks.

Hundreds of cases have been finalised in such a manner.

The awards make us doubt the credibility of the tribunal. Hundreds and more references are made , and in all instances , the companies are in default, the Banks are always in the right fold path.

This is a surprising pronouncement. All the industries have defaulted , failed because of their misdeeds, collapsed because of their impractical business code .

Again , did all the banks  extended advance  at the right time and distributed appropriate funds,  sanctioned Term loan, Deferred Payment Guarantee, and working capital, by levying nominal interest, and  taking equal collateral security.?

The banks during 1991-2000 , have charged 23% interest, much higher than a money lender,have taken collateral three fold than the sanctioned limit, taken a percentage as a processing fee.

Certain companies ,by their backdoor activities , have got more than the requirement, and given a small  less  valued property as security.

How did they succeed ?Needless to say, they gave a handsome pay off to satisfy the officials.The bureaucracy accepted “something”, and disbursed the amount generously , as if they are doing it from their own pocket.

These companies ,who received large funding against low security, stand to benefit from the judgement of this presitigious  Debt recovery tribunal.

Genuine customers, who waited in patience to get the loan  application accepted, who waited for every move of the banks, more precisely put up with every delay made by the officials, who had pledged the valuable assete with the bank, stand disappointed, shaken , virtually ripped off by the judgement of the DRT.

DRT  has a blind faith on the Banks and a blind suspicion on the companies.

Banks are officiated by  men , good and bad. Companies  are formed by men ,genuine and fraud.

Tribunal  is also handled by men, but by men who have taken an oath of  promise, by which they should abide by law, speak truth, and refrain from pronouncing illicit final statements.

Unfortunately , The Debt recovery tribunal Of India , has succumbed to falsification, to power, to money and to deceit.