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Economy thoughts

GM envisages bankruptcy


GM board  is reported to apply for bankruptcy.

It is a rude shock.

The board feels that it is the only viable solution.

It is an extreme step and a drastic move.

Throwing up in exasperation is disenchanting.

Deep analysis ,changing the pattern of administration, revamping the company, and cutting the expenditure, cessation of sops,a real pragmatism,and efficiency will work wonders.

The  affliction  caused by the union should be eradicated.

The wage structure should be implemented.

Modifying their work plan on the models of Honda and Toyota will surely usher profitability.

Wagoner has to apply his mind and has to work on  a significant treatise.

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subscriptions thoughts

Prime Family Squabble In Media


The prime family ,of Tamilnadu Chief Minister Karunanidhi,are always in the limelight for one reason or other.

The brothers, Alagiri and Stalin  are poles apart, one a flamboyant and the other a much reserved seemingly quiet entity.

Now the nephew Maran’s family has stolen the show.

Karunanidhi ,with his sharp penning and penetrating insight ,has written a detailed note and listed the various events that has led to the estrangement.

Right, a rift is well set.

But why is it given so much publicity?

Is it because ,Karunanidhi, is the chief Minister of Tamilnadu?

Every family ,whether  powerful or ordinary, whether rich or poor, whether famous or less known, have their own differences, own shortcomings, own hard feelings,and own frenzied visions.

Does the media bother  to give an impetus to such distinctive digressions  of the multitude?

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Economy thoughts

Citi group for sale.


What a tremendous impasse!

It is the most unexpected event of the year 2008.

Citi a gigantic ,imperial , and a dynamic bank is up for sale.

The stock price has fallen by more than50%.

Another instance of ostentataion succumbing to pressure.

We have to go back to the basics.

Banks, are primarily lending institutions,not supermarkets displaying snobbish products.

Their business is funding, collecting interest,  and mobilising deposits.

Highly paid , well educated, high profile executives have driven economy to its depths.

A justified, modest ,graceful  evenly poised ,customer friendly, investor reliant attribute is the call of the hour. 

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subscriptions thoughts

What will happen?


What will happen ?

If  wind stops blowing.

If river stops flowing,

If fire stops burning,

if  land stops enduring.

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subscriptions thoughts

Oscar Wilde got wild


I came across a clipping,that spoke about Oscar Wilde’s story sent for publication.

the publisher returned the material ,with a note that it  was not  properly punctuated.

Oscar Wilde got wild,took a sheet of paper and filled it with all sorts of punctuation marks, coma, semicolon, colon, question mark, inverted comas, slash, question mark.

Mediocracy does not recognise brilliance.

Brilliance cannot tolerate mediocracy.

The half baked editors.try to detect mistakes, scrutinise minor flaws, blow it up, proclaim as though they are the best read, best witted,and indulge in harsh criticism  enough to break the hearts.

Oscar Wilde dashed a mocking ,contemptous  record of displeasure.

Punctuations are important, but erring in  not marking them is not a sin.

It may be due to oversight, due to the excitement, due to certain prerogatives.

The comas and semicolons can be added by the editors.

Punctuations ,mostly increase the understanding of  the writing, but do not  add colour and  meaning to the flow of feelings.

Rejection of exemplary materials for lack of punctuation is erroneous and unpardonable.

If Oscar Wilde, had been treated in the same manner ,by other publications, the world would have been deprived of valuable literature.

It would have been an irreperable  loss  to mankind

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Economy thoughts

Integrating Principles


David Weidner’s article ,is a well knit proposition.

Iconic bank brands that once infused courage , now instill fear,says Weidner.

An exact interpretation of the meltdown.

Ostentation, paraphernalia of exhibits,lavish display of products, a highly official environment, an unaccessible haughty bureaucracy, pretensions, and a show off of all work ,all busy, discarding the customers, discriminating the constituents according to their wealth has led to the debacle.

Citi bank,Lehman Bros,Merrill Lynch, and Wall Street Mutual ,have succumbed to such retentions.

Modesty, transparency,and focused approach have glorified G.P. Morgan, little known Schwab and Black Rock.

These banks are cautious in lending, have a clean balance sheet,and simple business models.

Slow and Steady wins the race ,is a common  ,again a simple Maxim.

Maxims have not been simply issued. They are the outcome of experiences,engagements and effective interludes.

The one to one approach,  personal contact,and  cheerful dialogue are the fundamental requirements for any endeavour to prosper, to withstand the test of times.

A grocer’s shop. ,round the corner,  has a personal touch, a human consideration ,professes simplicity ,includes pleasant reciprocals, which are sordidly missing in a huge mall,or super markets.

The gigantic scenario inspire awe, infuse fear, and initiates a solemn withdrawal.

The grocer ,is a human before us, knows what we need, gives the best quality items,tells us to buy more as he foresees a hike, refrains us from purchasing a particular commodity as it is a secondary degree.and finally exchanges enquiries of our family and well being.

We bid adieu ,with a smile and a satisfaction.

The cue or rather  a clue  for a business to thrive, to prosper ,is “Satisfaction”

“Satisfy your customer “should be the motto of every business.

Be it  a inspirational Bank like Citi, a big automaker like GE, a super dis player like Wall Mart ,a huge industrial house like Arcelor-Mittal , the customer is important

We have to learn  this extraordinary lesson from the grocer.

Management education in top universities becomes complete, wholesome by integrating simple personal

customer satisfactory approach.

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Economy subscriptions thoughts

Cut Prices


Mr.Palaniappan Chidambaram, the flamboyant Indian Finance Minister ,has advised the various sections of the industries ,to cut prices, to tide over the global financial crisis.

Well it is as good as saying , if your shoe pinches, cut your foot.

Right , going by his clarion call, cutting prices , increases demand,and the inventories and finished goods would not be piled up.

Exactly.  to manufacture a product we require ,raw material, power, labour,and have to account for  overhead expenses,  wear and tear of machinery .

The cost of product is fixed taking into account  the cost of raw materials ,conversion expense and profit margin.

Say ,if  the selling price of a product is Rs 100. there will be a profit of 5-7%.

Is it possible to run an industry without profit?

If you sell the same product  of RS 100, at Rs 5, then the demand will shoot up.

20 items would have been cleared.

Mr.Palaniappan Chidambaram is stirring the hornet’s nest.

The Harvard educated seasoned politician is mocking  trade and business.He is masquerading the disproportionate,unseemly factual and treating the industry with scorn and contempt.

Cutting down prices ,will have reflex and retrograde  effect.

It is not an alternative to retrenchment, lay offs.but an ambush to the entrepreneur  pushing him into a deep muddle,into a debt pool and a sneaky pandemonium.

He has volunteered to examine reduction in excise duty rates.

It is easy to preach than to practise.

His statement is similar to the Queen  Marie Antoinette of France legendary excesses  “if not bread ,eat cakes.”

He is advocating from a glass house, talking from a golden castle, sermonising from a diamond studded pedestal.

 

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subscriptions thoughts

The Art Of Teaching.


Teaching is a demanding profession.

It needs lot of patience, tolerance, and a knack to tackle the young minds.

Modern  education ,right from the initial years , focuses on employment.

The science subjects take the prized position.

Information  Technology, computers, medicine, engineering bring in lot of money, which in turn leads to arrogance and  slightly licentious behaviour.

Teachers make good of the prevailing trend ,by conducting tut ions and coaching classes,thus preparing the students to fare well in the examinations.

This strenuous process renders the subject uninteresting, and forces the young minds to assimilate whatever is prescribed without proper understanding.

If we sell education we are ruining it.

Vidyha or knowledge should be imparted with  three essentials. purity, sincerity and enthusiasm.

The teacher and the taught should get involved into it, refresh the fundamentals,  delve deep into it,analyse the theory, indulge in practical solutions, and  discover new interesting details, interpret the compositions in simple format.

If Moon is todays subject, the teacher has to bring a replica of it, explain its qualities, shortlist its periodicals, its scientific effects , and narrate tales relating to it.

The specifications should be elaborate and at the same time illustrative,.

The master should keep his pupil in rapt attention.

A slight uneasiness or murmur is a sign that the mind is weaning out from the syllabus.

This clue should be taken care off at once.

The mind requires a change,a shift an alteration.

The Professor can modify his recourse , by entering in to conversations alien to the subject , yet related to it in circumventing manner.

Arts and Science  are important to  the modern world.

No discrimination, no distinctions, no demarcations over education should be enforced .

The wards should choose the courses they prefer .

Compulsions and rigorous training will have a cascading effect, a negative downturn,a swirling repulsion

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subscriptions thoughts

Obama On Thorns.


Barack Obama  ,the President elect , will have to face the toughest etiquette.

The economy  has not only melted, not only down turned, not only collapsed, but  has totally vanished.

There is nothing to talk about the interesting subject.

The theories and  the principles of economics have fallen apart,

Scholars and Professors of reputed universities are baffled.

How does Obama  propose to handle the nation ?

His advisors will have to work on a scheme  to rescue the nation from Depression.

Managing an obedient ,clever child is easy.

Taking care of an unruly ,dull headed child is onerous.

Obama has to tackle a floundered ,ruthless devastation.

U.S. is in a bloody hue.

Hope is a stimulus ,that keeps you alive.

But  now hope is playing hide and seek.

Obama’s Victory was historic.

His tenure  has to be an impeccable embroilment.

He has to straighten the economy, put back the finances, in shape , restore jobs, supplement wage losses, refresh the much cowed down policies, recuperate the treasury, provide funds for the bankrupt businesses, and control inflation.

Obama, I pity you.

You are the most powerful man , without power.

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thoughts

Astrological Ingenuity


AS above ,so below,”epitomises astrology.

TycoBrahe used a similar expression “by looking up I see downward”.

It is a science ,mostly based on calculation.

Horoscopic astrology is the most widespread and influential form across the world.

Individuals time of birth was taken as a basis for calculation.

The working is done accordingly.

The astrologer predicts the future , tells about the past and gives pariharas to mitigate the bad effects.

A scepticism  finds its way,

How far the predictions are true?

How learned are the astrologers ?

How accurate  are we in ascertaining the time of birth?

If we err in  marking the time of birth by a few seconds, the casting is  rendered baseless.

Moreover , if all predictions come true, then what is the thrill?

Where is the requirement of the omnipresent?

If , we are aware of  tomorrow’s happenings, we can equip well today itself,to face the eventualities.

Confusion crowds my mind.

Living a simple , useful , meritorious life , is a blessing.

Restraining oneself from horrendous activities, speaking truth, spreading love and affection, subduing anger, helping the needy are  activities that will lead us to Heaven.

Horoscope matching , is another subject , gaining importance.

How many of the matches have taken the wings?

 Marriages without seeking poruthams, have stood the test of time.

Relying on astrology is a wasteful exercise and a unwanted expenditure.

“Mana porutham ” is the essential factor that unifies two loving hearts.