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Terminology-2008


The much used terms of 2008 regarding economics are compiled

meltdown, downturn, , fall, . crumble, turmoil, turbulence,gloom, despair,crash, rate cut,bleeding, blood bath and tsuanami.

All these terminologies  carry a pessimistic connotation.

2008 is a year of negative growth, defunct economy,disenchanting financial, demoralising business , destabilised employment and deduced wages .

The year of degrade and debase  is drawing to a close.

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Fuming and Frothing.


A betrothal  is about to take place in a couple of days.

It is a source of rejoice and gaiety.

But the inner  circle in the family, behaves in a most unpleasant, undesirable manner.

The uncles and aunts  spill out curses and swear in the name of God , that the young ones should not have a happy married life.   My ears are plunged with shrieks and cries. .

I stand apart in utter disgust..  The relatives , had earlier shooed many alliances , by throwing out slanderous details of the parents .

Now , their anger is pivoted against the young couple.

They spit venom. They quote past incidents. They point out , how they have been deceived, how they endured trials and tribulations, how they were pushed out, how they were humiliated.

The parents may have committed mistakes. They may be at fault.They may be castigated . What did the children do ? Why  do the kith and kin conduct a tirade against these youngsters?

 

Is it the time to entertain animosity?

Should they not join together, and make the occasion a grand success?

Should they not congregate an d contribute the might to make the wedding a remarkable celebrations?

Should they not gather to bless the young couple , long life and prosperity?

The mean mindedness reveal the inhuman instinct , the fuming exposes the horrid dismay, and the frothing expresses the diseased  mind.

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The Inimitable Idioms


Individualistic  implementations  are liberated form of behaviour.

The procedural behaviour, is different, is distinct, is  not a workable solution.

Certain characteristics of leaders , their mannerisms, their applications are followed by their coteries, unobtrusively and undesirably.

John .F. Kennedy had an amorous smile, and had an affable  personality.His approach won over the masses, and his speech held the audience spellbound.

Jawaharlal Nehru, was a Prince among leaders. He had a pleasant countenance and an impressive atonement,that endeared him to all strata of society.

Winston Churchill, though bearish in appearance , had a foresight and willpower that kept him above all. He was prolific writer, a keen statesman , historian and artist.

Abdul Kalam, the former President of India , with very ordinary looks  had a knack  with the multitude. He is an inspiration to the young minds. He is a personification of humility. His character is beautiful as his heart is righteous.

The inimitable qualities of these leaders ,made them stand above the crowd, and  made them conquer millions . They inspire feelings of wonder and excitement.

“The dream is not to own a crown. It is to be a king.”

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Economy subscriptions thoughts

State Bank Of India -The Lion and The Mouse.


The lion and the mouse, is a  short allegorical narrative  by Aesop.

State Bank of India  is a lion in stature., but  with the smallest heart.It has grown enormously, but the stimulus is negative.It talks much and does little. It boasts of being genuine, but in terms it is pretentious. It expresses affability,but it practises animosity. It reveals that it goes by principles, but  in shadow it  breaks all norms.

Its balance sheet propounds  details  of companies that have not repaid their loans. They amount to billions. The accounts of these companies propel  enormous irregularities. The  sanction of loans had been effectively  prompted. The repayment schedule has been purposefully adjusted. The aberration in settlement of dues have been cleverly camouflaged. These propositions have been voluntarily facilitated , as they belong to the elite, who are  running the bank and the finance ministry , in defacto.

Meanwhile, an entrepreneur, of modest means and sincere records, fails in his procedure of payment, the officials catch hold of his collar, prod and incite his equanimity,and render him  pshycologically irrelevant.

The broken man ,  after great struggle,makes the payment as called for.

The Bank’s hunger is not appeased, it wants more. The officials , once again start their merciless drive.This time,they  intend to kill him both physically and morally

The entrepreneur rises up  and seeks legal remedy.

There is a saying in Tamil.

“sadhu mirandal kadu kolladhu”, meaning,”if a genial person is provoked , the entire forest will be set ablaze”

Like the mouse, this man  is sure to come out of the entanglement , by using his prudence and goodwill.

The Lion, here metaphorically ,the great Stae Bank ,will be entrapped by its so called VIP constituents . It has  to be  pulled  out from the maze  by the  genuine entrepreneur.

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Physical interpretation Of emotion


A dissertation of emotions , brought to focus the involvement of physical organs in depicting  various behaviours.

Emotions are feelings. They are what drive us and what drives us astray.

Emotions affect moods, moods overpower judgement, judgement changes decisions.

Physiological postures give us a cue of the intensity and impact of the feelings.

A lowered head is a sign of submission.

Down cast eyes reflect defeat.

Deep sunk eyes reveal sadness.

Squinting eyes lead to evaluation.

Staring means aggressive action.

Blinking shows mediocracy.

Winking makes you look witty.

Nosy points out to inquisitiveness.

Red cheeks display anger.

Cheeky discloses impudence.

Mouthy professes excessive talkativeness.

Pouting the lips allege displeasure.

Pulling a long face expose disappointment.

Biting the teeth expresses rage.

These are but a few classical portrayals of emotions  as reflected by the sensory organs.

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Strange are the ways.


Strange are the ways of men.

Still stranger are the ways of God.

God is watching from above. The wrongdoers will be punished . The good will be rewarded.

This is what the Holy Bible says. This is how Bhagavad Gits interprets. This is the exact portfolio of the Koran.

Right. If God is omnipresent, why so much of horrendous activities take place, Why there is so much blood shed, so much rivalry, so much ill will, so much vengeance and so much atrocities.?

Right. If  God is omnipotent, why not he prevent such terrible actions, why not he stop man killing man, why not he bring  peace, good will. friendship and dexterity?

My queries  may sound critical, may appear radical.

I am not questioning the authority of God.

My argument is that God blesses the evil , by giving them opportunities, by providing them with all  material comfort, and permitting them to usurp  the rights from the rightful proprietor.

Men , who lead a blemish free life, who slog for the potential goodness, who refrain from telling lies, from cheating, from not talking about others, are mercilessly pushed to the corner , by the mercenary, greedy, snobbish, perfidious gang.

Why does this happen?

Is it God’s way of treating good ?

Is it God’s  method of promulagation?

Is it God’s procedural delay? 

Confusion creeps in. My faith in God  is thoroughly shaken.

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Economy subscriptions thoughts

An Old Lady’s Economy.


Economy is a study of human behaviour as a relationship between ends and scarce means which have alternate uses.

I came across an Old Lady whose  economic policy was astounding  .She had no scarcity and she found alternate uses to available resources.

Her bank was her metal box. Her resources were the revenue she got from selling flowers , fenugreek leaves,that grew in her garden. She had cows at home. She did not sell milk, but sold butter milk and ghee.

She kept her sale proceeds of her goods in tiny baskets with covered lids.Each basket had a different colour, so she could easily identify them. The flower sale proceeds were put in a pink basket, the fenugreek leaves money  in a green one , the buttermilk income in a yellow kottan, the name given to the baskets  in her village.

Everyday , she counted her accruals, The expenses were met out from the revenue. She had a host of staff around her. They had to tend the cattle, take care of her garden and had to guard her sprawling bungalow.

She also drew income from her paddy fields. She collected the revenue., without any delay.

Her practice was to buy gold ,say about 250 grams  and 2  kilos of silver,every month. The balance of her profit was deployed in the upkeep of her properties.This she followed meticulously ,no matter the rise in prices of the precious metals.It was cash and carry system she adopted.

Her hard work yielded wonderful results. She had no calculator, no software programmes to compute her accounts, no auditor to compile details.

She was her own self proclaimed manager,accountant and banker.

She had the  safe room key in her small cloth bag and the metal box key adjoined to her chain round her neck.

 Her economy was robust, healthy and strong.She had acquired enormous wealth.

Her investment acumen calls for attention.The simple economics ,she professed  was an ideal model to be adopted .

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Erroneously Negative.


Madoff scandal ,its exposure and its harsh predilections on the investors make the already blood swooned economy into a hideous defunctive prologue.

Madoff was the top market maker firm in Wall street.and also had an investment management business.

It is the largest investor fraud ever attributed to a single individual.

Spanish Swiss, french and Italian banks have lost over a billion of U.S. dollars.

Madoff’s techniques are maddening.He paid bonus to his staff, when h could not repay his investors.His firm paid for the order flow,which was paying to a broker to execute a customer’s order through Madoff.

His business ethics is questionable.His firm was active in the development of NASDAQ.

Madoff’s performance in hedge funding was  beyond comprehension.

He did not follow the norms and strictures. he formulated his own alibi,.

He had a remarkable track record.His clients had a complete trust in him, He had artfully built an congenial atmosphere, by dispersing high  consistent returns,. He manipulated his high contacts , that most of his customers entrusted the family fortunes with him.In November 2008, when there was a collapse i, his funds were reported to be 5.6% above.

Madoff played amorously on the gullibility of the investor.

The list of his affected clients runs into pages. The amount he has defrauded runs into billions. The charities which had invested their funds  in his firm have got stuck up.

Madoff has been arrested.and  he is facing a trial.

His properties have been attached. The affliction is a big blow to U. S , in general and the wall street investors, charities and individuals in particular.

His perfidy has knocked the entire economy. He has evolvea novel theory to cheat his customers, He has done it methodically, carefully and built a   fair and favourable business momentum  and an investor friendly symbolism, then gradually withdrew a portion of the accumulation in  a phased, unpresumable diligence.

He has paid the price of greed.

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The I in you


The I in us is always up in arms.

“It is I who did it, it is I who found it,it is I who spoke about it, it is I who worked for it, it is I who scored high, it is I who caught sight of it.”-goes on the I parody.

We take unusual credit for each and every single deed.

But if anything goes amiss, the I leaves us in a quick relativity.

We mumble,” Really, I do not know, I am not aware of it, I did not see”, so on and so forth, to escape slander.

Why this peculiar affinity to I?

The ego in us  centres around self esteem . It is an inflated sense of self worth It is one’s self.

We take pride in ourselves, in our things, in  our possession and in our capacity.

This is predominantly visible in our civic sense., in our attitude in common places, in our behaviour in  public offices, in our approach towards others.

We keep our houses clean , but throw the dust in the streets.

We restrict our spitting and shouting at home, but freely allow them in common precincts without any hesitation.

We forcibly push through the queue , to get things done,.We exhibit fierce conduct  and  tempestuous rashness.

The I in us shoots up , with  an unexpected tempo, that we tend to forget, that the I becomes You ,in the context of a convention .

 

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An Appeal To The World


This is a sincere application put forth to the governments worldwide.

It may sound peculiar, may appear out of context, may seem to be intangible, may annoy most of the top ranked politicians.

After following the analysis of economists, and after watching the rapid meltdown of world economy ,I am forced to put forth a theory.

I am no research scholar, not a management guru, not abusiness analyst, but a mere citizen, aware of the misdoings, the defaults and downturns.

Judiciary, world over, is a separate constituent .

It is not bound by the governments, politics,and the rich.

It acts independently and most of the judgements are above criticism.

The governments change over a period, get toppled, become shaky, and in certain countries there are coalition ministry.

This change in situation compels shuffling of the administration. The machination undergoes an absolute reschedule and the focus and prerogatives get a jerk. We see a new articulation.

The economy shifts. It has to modify to the changed scenario. The policies and principles adopted by the previous governments,are transformed.

A different edition is prepared , which sends the whole set up reeling.

The frequent adjustments and the administrative intrusion threaten economic growth.

Economy requires a sustained development and a pinpointed syllabus like judiciary.

If such stipulation is arranged a  beautiful world economy will unfurl an invigorate the growth stimulus.