Daily Archives: May 15, 2009

The State Bank Of India-Vague Competency.


My alignment to the stateliest bank is so thick and firmly bound. It is something of a  ranting.,as . I indulge  in decrying the demerits of the erstwhile Imperial bank.The affliction has percolated so profoundly, that however much , I try to take this issue out of mind, it keeps on lurking , and disallows me to lie quiet.

The thought may seem to be a little odd, but I perpetuate it to safeguard potential customers to be doubly careful in their requisition for loan, and extremely cautious in tending col laterals. This Bank is a dangerous  institution , when it comes  to  mortgages.It is manned by officials ,who are inhuman, inconsiderate, and pose a falsification ,as though they are busy all through the year. A casual look at the interiors and close view of the premises during the office hours , give a most different portrayal. There is a rush in the lifts, denoting heavy traffic, with office sub staff , running up and down with beverages, and snacks. The staff loiter around , taking a few papers in their hand , pretending to be terribly busy. The higher ups are engaged in telephonic conversations , as though they are sealing the fate of the nation.All these happen in the background of gentle banter.

Their actual work amongst these pretensions look very incompetent , insufficient and not well informed. Their appraisal is filled with inadequate listings, distorted factual, Their response  is bombastic ,but bear no meaning,. Their reaction is pompous but unrelated to reality. Their conclusion is imperious , but totally detached from truth. Their averments are exclusive but exclude veracity. Their action is tardy, but  holds the neck tight. Their speech is kind , but  brings no help. They say they  go by rule, but there is no legality in their moves. They insist on codes , but they follow no such conduct. Their competency is vague, short of standard valuation.

The substandard evaluation of State bank Of India .in most cases , have driven their customers to unexpected extremes and unwanted hardships.

The greater be the  stature ,you   experiences more pain if  you tumble. If a cat slips , it gets up and leaps ahead without any injury. Imagine the plight of the elephant. Its fall is unbelievable and the injury has to be attended to with great care. So State bank of India has to reform its ways and reprimand its officials, to save itself from the plunge.

A Tirade


Wage a tirade,

Against injustice,

Wage a tirade ,

Against inequality,

Wage a tirade .

Against treachery,

Wage a tirade,

Against bribery,

Wage a tirade ,

Against manipulation,

Wage a tirade,

Against contempt,

Wage a tirade

Against mockery,

Wage a tirade

Against  inefficiency,

Wage a tirade,

Against corruption,

Wage a tirade,

Against sorcery,

Wage a tirade ,

Against malpractice,

Wage a tirade,

Against adulteration,

Wage a tirade ,

Against hoarding.

Wage a tirade ,

Against greed,

Wage a tirade,

Against misappropriation,

Wage a tirade,

Against self conceit,

Wage a tirade,

Against breach of trust,

Wage a tirade ,

Against unbridled anger,

Wage a tirade ,

Against untempered behaviour,

Wage a tirade

Against crude attacks,

Wage a tirade,

Against harsh language.

Wage a tirade ,

Against  atrocity,

Wage a tirade ,

unmindful of victory,

Unnerved by insurgence,

Unaffected by pitfalls,

Unmoved by reaction.

A little reformation,

A small correction,

Bring a big  renaissance.

Indian Sells His Vote.


The  cost  price fixed by Indian politician for a vote is Rs 500, or 10$.The price , he feels is reasonable. Let us work out his expenditure.

He is a nominated candidate of a party  . His constituency has about 1 million voters.

1000000 X 500=5,00,000,000 RS.or 10000000$.This is his expenditure.

In 5 years his worth is  150X expenses.You calculate the working . I leave it to you. I wish  to become an active politician , in my next birth, if at all I have one. As , I have made no money in this birth, perhaps  I am not made of such  wonderful stuff. I am a loose bag of principles, truth and sincerity , all woven  in the most strange manner.

The 500 Rs has been disbursed  meticulously and with great punctuality.If  the candidate  wins , his tenure is for 5 years . He  will not serve   not  the people, but will start  spinning money. His assets, I am told  will multiply 300 times. Amazing , is it not?

The poor Indian sells his valuable franchise for peanuts. His vulnerability is exploited. His despondency  and his ignorance are stretched to the fullest strength. He is taken in a vehicle to cast his vote. He  is closely watched by the party strongholds of his area. After , the ritual is over , he is left  uncared in the polling booth.  The pampering is over. The coaxing and cajoling ends abruptly. Now , our Indian walks barefoot  home in the scorching sun.

The parties , the candidates, the leaders forget  our friend. He  becomes a non entity. The promises , during the election campaign fly in the air. The political big wig , is busy minting money. His constituency becomes his fiefdom. He rules with aides, who are deputed to collect money for approvals, for sanctions, for admission in educational institutions. His auditors work out his balance sheet. The  professionals are clever in manipulation.The proforma speaks volumes. The Member of Parliament , in a year has brought a turn over ,that no industry, however profitable can produce. At  the end of five years , he becomes one among the thousand richest Indian. It is a  feat unsurpassable , an achievement unthinkable, a credit  astounding.

The Indian who sold his rights for Rs 500, remains the same. He lives in the small thatched hut. There is no proper facilities. There is no sanitation, no potable water, and no basic amenities. A percentage of Indians sleep on the pavements. .They eagerly wait for the next election to get a glimpse of the Member of Parliament . The man walks in with folded hands,in a pressed white dhoti and starched white shirt, with gold rings in his ten fingers and big diamond studded bracelts  in his wrists, exposing in detail his accrued wealth. Mesmerised stands our friend , in his tattered clothes , unkempt hair holding out  his hand to receive , perhaps this time a little more , say 1000 Rs , which is 20$.

Where is  democracy? Where is equality? Where is governance.?